A Better Way to Qualify
This program is designed for self-employed and 1099 borrowers who do not meet traditional guidelines. We use your bank statements to prove your income, with no need for tax forms.
- Qualify with 100% of personal account deposits.
- Qualify with up to 90% of business account deposits.
- Based on 12 consecutive months of statements.
Program Qualifications
High Loan Amounts
Loan amounts up to $4M. (Amounts from $4M-$10M available case-by-case).
Flexible LTV
Up to 90% LTV Purchase, 85% LTV R/T Refinance, and 80% LTV Cash Out Refinance.
FICO Scores
Minimum 600 FICO.
Simple Documentation
No 4506T, No K1's, and No P&L's required. Down to a 10% expense factor.
Better Terms
No MI and no reserves required at or below 75% LTV.
All Property Types
Owner Occupied, Non-Owner Occupied, and Second Homes are eligible.
Stop Letting Tax Returns Hold You Back.
Contact us today to see how your bank statements can get you into your next home.
CONTACT US NOW